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Q1. Consider the following statements regarding Reserve Bank of India regulated Small Finance Banks (SFBs):
i) Small Finance Banks are permitted to undertake basic banking activities such as accepting deposits and lending to unserved and underserved sections.
ii) At least 75% of the Adjusted Net Bank Credit of Small Finance Banks must be extended to the priority sector.
iii) Small Finance Banks are not allowed to provide ATM and debit card facilities to their customers.
iv) Both resident individuals/professionals and companies/societies can promote Small Finance Banks subject to the guidelines of the Reserve Bank of India.
Which of the statements given above are correct?
- Statements 1 and 2 are correct: SFBs aim at financial inclusion and must lend 75% of ANBC to priority sectors. Statement 3 is incorrect: SFBs can provide ATM/debit card services. Statement 4 is correct: RBI permits eligible individuals and entities to promote SFBs under prescribed norms.
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Q2. The Vishwa Sutra initiative is launched by which of the following ministries?
- The Vishwa Sutra initiative was launched by the Office of the Development Commissioner (Handlooms) under the Ministry of Textiles in collaboration with National Institute of Fashion Technology. It aims to showcase Indian handlooms in a modern global design framework.
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Q3. Consider the following statements regarding India’s international relations:
i) Shanghai Cooperation Organisation focuses primarily on political, economic and security cooperation among Eurasian countries.
ii) QUAD is a formal military alliance similar to NATO.
iii) Indian Ocean Rim Association aims to promote regional cooperation and sustainable development in the Indian Ocean region.
Which of the statements given above are correct?
- Statement 1 is correct: SCO deals with regional security, economic and political cooperation. Statement 2 is incorrect: QUAD is an informal strategic grouping, not a formal military alliance like NATO. Statement 3 is correct: IORA promotes economic cooperation and maritime collaboration in the Indian Ocean region.
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Q4. With reference to the recent discussions surrounding the legacy of Samrat Ashoka and ancient Indian heritage, consider the following statements:
i) The inscriptions of Ashoka were primarily written in Prakrit language using the Brahmi script in most parts of the Indian subcontinent.
ii) The famous Lion Capital of Ashoka at Sarnath has been adopted as the State Emblem of India.
iii) Ashoka’s edicts exclusively dealt with military conquests and administrative taxation policies.
iv) The decipherment of the Brahmi script in the 19th century is credited largely to James Prinsep.
Which of the statements given above are correct?
- Statement 1 is correct: Most Ashokan inscriptions were in Prakrit and Brahmi, though some used Kharosthi, Greek and Aramaic in frontier regions. Statement 2 is correct: The Lion Capital at Sarnath is India’s State Emblem. Statement 3 is incorrect: Ashokan edicts mainly emphasized Dhamma, moral governance, welfare measures and non-violence, not merely military matters or taxation. Statement 4 is correct: James Prinsep played a major role in deciphering the Brahmi script in 1837.
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Q5. With reference to the proposed Delimitation Bill, 2026 and the process of delimitation in India, consider the following statements:
i) Delimitation refers to the redrawing of boundaries of parliamentary and state legislative assembly constituencies on the basis of the latest Census.
ii) Under the Constitution of India, the Delimitation Commission is appointed by the President and works in collaboration with the Election Commission of India.
iii) The orders of the Delimitation Commission can be challenged in any court of law.
iv) The freeze on the total number of Lok Sabha seats based on population has been extended till the first Census conducted after the year 2026.
Which of the statements given above are correct?
- Statement 1 is correct: Delimitation redraws constituency boundaries using Census data. Statement 2 is correct: The Delimitation Commission is constituted by the President and functions with assistance from the Election Commission. Statement 3 is incorrect: Orders of the Delimitation Commission have the force of law and cannot ordinarily be challenged in court. Statement 4 is correct: The 84th Constitutional Amendment froze Lok Sabha seat allocation until the first Census after 2026.